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not only to Accumulate enough in Pre-Retirement but also, to have enough income in Retirement without the fear of running out of money.
Think of it like climbing a mountain. The goal is to not only make it to the top of the mountain but to make it back down safely.
Getting up the mountain is the Pre- Retirement (Accumulation) phase and getting down is the Retirement (Distribution) phase.
Watch the video below to understand how a holistic approach to retirement can benefit you.
1. Accumulation Rate: how fast you accumulate money going up the mountain.
2. Distribution Rate: how fast you can distribute money from the assets that you have built without running out on the way down the mountain.
Financial research recommends only withdrawing 3-4% from retirement assets to avoid running out of money. This would mean a $1M account would only produce $30-40,000 of annual income. To produce $150,000 would require $3.75-5M.
For many people the problem isn’t accumulation of money for retirement but rather the low distribution rate. This is especially true for people who want to replace their current income in Retirement and continue to live the lifestyle that they are
accustomed to.
Our accomplished team brings together a rich blend of experience, expertise, and resources to adeptly address the financial hurdles encountered. Through providing impartial, objective guidance, we enable you to make astute financial choices, free from the influence of emotional biases.
Let’s Turn Your Financial Dreams Into Reality.
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Investment advisory services provided by Sustainable Wealth Strategies, LLC. Sustainable Wealth Strategies, LLC (“SWS”) and Rocky Mountain Financial Services, LLC (“RMFS”) are affiliated entities. SWS is a registered investment adviser offering advisory services in the State of Colorado where registered and in other jurisdictions where exempted. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by RMFS or SWS in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
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