Client Portal
Get Started

Pre-Retirees & Retirees

Thinking about Retirement, an exciting yet sometimes scary proposition.

The Objective is…

not only to Accumulate enough in Pre-Retirement but also, to have enough income in Retirement without the fear of running out of money.

Think of it like climbing a mountain. The goal is to not only make it to the top of the mountain but to make it back down safely.

Getting up the mountain is the Pre- Retirement (Accumulation) phase and getting down is the Retirement (Distribution) phase.

The Retirement Savings Dilemma

Watch the video below to understand how a holistic approach to retirement can benefit you. 

WHO WE SERVE

Our clients love their families and desire to make a difference in the lives of others. They want to guarantee that they are financially secure and that their families can share in their success.

Pre-Retirees

Currently saving for Retirement
Learn More

Retirees

On the verge of or already navigating Retirement
Learn More

There are 2 rates that make up everyone’s Retirement Income and both are equally important.

1. Accumulation Rate: how fast you accumulate money going up the mountain.

2. Distribution Rate: how fast you can distribute money from the assets that you have built without running out on the way down the mountain.

Financial research recommends only withdrawing 3-4% from retirement assets to avoid running out of money. This would mean a $1M account would only produce $30-40,000 of annual income. To produce $150,000 would require $3.75-5M.

For many people the problem isn’t accumulation of money for retirement but rather the low distribution rate. This is especially true for people who want to replace their current income in Retirement and continue to live the lifestyle that they are
accustomed to.

Contact Us Today for a Complimentary Consultation

Why Choose Rocky Mountain Financial Services?

Our accomplished team brings together a rich blend of experience, expertise, and resources to adeptly address the financial hurdles encountered. Through providing impartial, objective guidance, we enable you to make astute financial choices, free from the influence of emotional biases.

Start Now

Ready to start feeling more confident about your finances and living your life to the fullest?

Let’s Turn Your Financial Dreams Into Reality.

Begin Your Journey

"*" indicates required fields

Name*
Colorado Springs, Ca
  • 5225 N. Academy Blvd., STE 300 Colorado Springs, CO 80918
  • 719-265-9665
  • 719-591-2912
  • M-F 9AM-5PM; By Appointment
We’re on LinkedIn!

Investment advisory services provided by Sustainable Wealth Strategies, LLC. Sustainable Wealth Strategies, LLC (“SWS”) and Rocky Mountain Financial Services, LLC (“RMFS”) are affiliated entities. SWS is a registered investment adviser offering advisory services in the State of Colorado where registered and in other jurisdictions where exempted. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by RMFS or SWS in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

Registration does not imply a certain level of skill or training. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Income solutions involving insurance products are dependent on the claims paying of the underwriting institution, may be less liquid, and may not adjust for inflation. The benefits, risks, and costs should be considered carefully before investing.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of RMFS or SWS, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.

© Rocky Mountain Financial Services. Designed by Indigo Marketing Agency.